Emergency Medical Benefits

Emergency Medical Benefits

Emergency Medical Benefits

What is an Emergency Accident & Sickness Medical Expense?

In the event of an accidental injury or sickness that warrants immediate medical attention during your trip, this benefit may provide reimbursement for eligible medical expenses covered by the policy up to the maximum benefit.


What warrants a Medical Emergency?

In general, medical emergencies are defined as unexpected illnesses, injuries, or medical conditions that require immediate medical attention.
Some examples of medical emergencies include:
•    Accidents, such as a broken bone or a severe burn
•    Illnesses, such as a heart attack, stroke, or appendicitis
•    Allergic reactions or anaphylaxis

What Is Covered? 

AXA Travel Protection has your back when it comes to medical bills. If you get hurt or fall sick during your trip, we can help cover the costs  mentioned in your policy. Remember, there might be limits on specific expenses, but overall, you are in good hands. 

What Medical Expenses are included? 

 We have a checklist of medical expenses that will cover the following: 

  • Doctor Visits: If you need to see a doctor, AXA Travel Protection has you covered 
  • Hospital Stuff: From hospital rooms to fancy operating rooms, we can take care of the bills 
  • Medical Tests: Things like X-rays, lab tests and even those numbing shots can be part of the deal 
  • Ride to the Rescue: If you need an ambulance, we can  pick up the tab 
  • Medications and Healing Help: Medicine and treatments
  • Dental Care Included If you accidentally hurt your teeth and need dental work, do not worry. AXA Travel Protection has a dental coverage plan just for that. But remember, the tooth injury and the dental fix-up must happen while you are on your trip. Fair and Square Charges: AXA Travel Protection will not pay more than what is reasonable and standard for medical services. We want to keep things fair for everyone. 

Beyond the Return Date 

 Imagine getting stuck in a hospital even after your trip's supposed to end. AXA Travel Protection covers you for up to 90 extra days if your injury or sickness first happens during your trip. 

Is Emergency Medical Expense coverage necessary?

All three of AXA’s travel plans include Emergency Accident & Sickness Expense coverage. Maximum coverage per person is up to:


Maximum Benefit: $25,000
Dental Expenses: $5,000


Maximum Benefit: $100,000
Dental Expenses: $5,000


Maximum Benefit: $250,000
Dental Expenses: $5,000

File for a free quote to see the full range of coverage details.

In Conclusion 

With AXA Travel Protection, you can relax and enjoy your trip without stressing over unexpected medical bills. From accidents to sickness, we are here to support you. So, get out there and explore – AXA Travel Protection has your back! 

Other Travel Insurance Benefits: Trip CancellationEmergency Evacuation, Baggage LossCancel For Any ReasonTrip InterruptionMedical Travel Benefit, Trip Delay

Is Travel Insurance necessary?

While travel insurance is not mandatory, it is highly recommended as it can offer protection against unforeseen circumstances that may arise during your trip, such as trip cancellations, lost or stolen luggage, and medical emergencies.

Why choose AXA Travel Protection?

With a global presence, AXA provides assistance with a wide range of features that include: 
  • Extensive knowledge of local health risks and medical facilities to respond swiftly in the event of a medical emergency
  • 24/7 global team of travel experts that offers assistance and assurance while traveling

How to get a Travel Insurance quote

Receive a free quote within minutes
Or call us at 855-327-1441 to speak with our licensed Travel Insurance Advisors.
Monday-Saturday, 8 AM-7 PM Central Time



It is important to note that the specifics for Emergency Accident and Sickness Medical Expenses will depend on the policy selected, date of purchase, destination, and state of residency. Customers are advised to carefully review the terms and conditions of their policy and to contact AXA Partners with any questions or concerns they may have.